New Jersey State Tax Calculator 2026

Estimate your New Jersey state income tax and take-home pay for tax year 2026.

Last updated: November 2025 · Source

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New Jersey 2026 tax overview

7 brackets single / 8 brackets MFJ; "millionaire tax" 10.75% above $1M.

Total Tax
$16,059
Federal + State + FICA
Take-Home Pay
$58,941
78.6% of gross

Breakdown

Gross Income$75,000
Federal Income Tax$7,670
New Jersey State Income Tax$2,651
Social Security + Medicare (FICA)$5,738
Take-Home$58,941

Frequently Asked Questions

What are the 2026 New Jersey income tax rates?

New Jersey uses a 7-bracket progressive schedule with rates from 1.40% to 10.75%. 7 brackets single / 8 brackets MFJ; "millionaire tax" 10.75% above $1M.

What is the 2026 New Jersey standard deduction?

For 2026, New Jersey allows a state standard deduction of $0 for single filers and $0 for married filing jointly.

Does New Jersey tax Social Security benefits?

Tax treatment of Social Security varies by state. New Jersey's rules can change year-to-year, check the New Jersey Department of Revenue for the most current guidance.

What is the difference between federal and New Jersey state income tax?

Federal tax is collected by the IRS at uniform rates nationwide (10%-37%). New Jersey state tax is separate, with its own brackets and rules. Total income tax burden = federal + state combined.