Pennsylvania State Tax Calculator 2026
Estimate your Pennsylvania state income tax and take-home pay for tax year 2026.
Last updated: November 2025 · Source
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Pennsylvania 2026 tax overview
Flat 3.07%. No std deduction or personal exemption. Local EIT 1–4% in most municipalities (Philadelphia 3.75%).
Breakdown
Pennsylvania income tax brackets, 2026
Pennsylvania charges one rate on all taxable income. Figures are for single filers unless the state uses one schedule for all statuses.
| Taxable income | Rate | Tax on this bracket |
|---|---|---|
| Over $0 | 3.07% | 3.07% of everything above $0 |
Brackets apply to income after the Pennsylvania standard deduction of $0 single and $0 married filing jointly, which is separate from the federal standard deduction.
What this calculator does not include
Pennsylvania municipalities and school districts levy an Earned Income Tax, typically around 1%, and Philadelphia charges roughly 3.75% on residents. Local tax is withheld separately and is not modelled here.
Frequently Asked Questions
What are the 2026 Pennsylvania income tax rates?
Pennsylvania charges a flat 3.07% on taxable income for 2026. Flat 3.07%. No std deduction or personal exemption. Local EIT 1–4% in most municipalities (Philadelphia 3.75%).
At what income does the top Pennsylvania tax rate start?
Pennsylvania has a single rate, so it applies from the first dollar of taxable income above the standard deduction. There is no higher bracket to reach.
What is the 2026 Pennsylvania standard deduction?
Pennsylvania allows a state standard deduction of $0 for single filers and $0 for married filing jointly in 2026. This is separate from the federal standard deduction, which is $16,100 and $32,200 respectively.
Are there local income taxes in Pennsylvania?
Yes. Pennsylvania municipalities and school districts levy an Earned Income Tax, typically around 1%, and Philadelphia charges roughly 3.75% on residents. Local tax is withheld separately and is not modelled here.
Does Pennsylvania have tax reciprocity with neighbouring states?
Yes. Pennsylvania has reciprocal agreements with Indiana, Maryland, New Jersey, Ohio, Virginia, West Virginia. If you live in one of those states and work in Pennsylvania, you file and pay only where you live, and you give your employer the relevant non-residence certificate so Pennsylvania tax is not withheld. Without that form the tax is withheld anyway and you have to file a Pennsylvania return to get it back.
Does Pennsylvania tax Social Security and retirement income?
Pennsylvania does not tax retirement income of any kind for filers over 59½. Not Social Security, not pensions, not 401(k) or IRA withdrawals. It is the most generous treatment of retirement income of any state with an income tax.
What surprises people most about Pennsylvania income tax?
Pennsylvania does not allow a deduction for 401(k) contributions, so contributions are taxed going in and withdrawals are untaxed coming out. That is the reverse of the federal treatment.