Tax Calculators for 2026
The right tax calculator depends on which number you need: your total bill for the year, what lands in each paycheck, or the tax on one particular piece of income.
For the whole year, use the US Tax Calculator. It applies the 2026 federal brackets and standard deduction, adds your state, and shows both your marginal and effective rates. For each paycheck, use the Paycheck Calculator, which works out federal, state, Social Security and Medicare withholding for your pay frequency. The state tax pages cover all 50 states and DC, with each state's rates and a take-home calculator.
For a single type of income, go straight to the specialist tool. The Capital Gains Tax Calculator separates short-term and long-term gains and adds the net investment income tax where it applies. The Self-Employment Tax Calculator handles Social Security and Medicare for freelancers and the deductions that come with them. The Bonus Tax Calculator shows what a bonus is withheld at and what you keep, and the Lottery Payout Calculator compares a lump sum with the annuity after tax.
If you are comparing jobs, the Hourly to Salary and Salary Comparison calculators turn pay into take-home figures you can compare directly.
Tax Planning calculators
US Tax Calculator 2026
Federal and state income tax for 2026, with marginal and effective rates and a bracket breakdown.
Open calculatorTax Refund Calculator
Estimate your federal refund or balance due before you file.
Open calculatorSenior Deduction Calculator
The additional federal deduction for taxpayers 65 and older, and how it phases out.
Open calculatorSales Tax Calculator
Add or remove sales tax from a price at any state and local rate.
Open calculatorNo Tax on Tips Calculator
How much the federal deduction for qualified tips saves you.
Open calculatorEITC Calculator
Whether you qualify for the Earned Income Tax Credit, and how much it could be.
Open calculatorChild Tax Credit Calculator
Your Child Tax Credit, the refundable portion and the income phase-out.
Open calculatorACA Subsidy Calculator
Estimate your premium tax credit for marketplace health insurance.
Open calculatorPaycheck Calculator
Take-home pay after federal, state and FICA withholding for every pay frequency.
Open calculatorW-4 Withholding Calculator
Check your W-4 so the tax withheld from each paycheck matches what you owe.
Open calculatorOvertime Calculator
Overtime pay and the new federal deduction for qualified overtime.
Open calculatorCapital Gains Tax Calculator
Short-term and long-term capital gains tax, plus the net investment income tax.
Open calculatorHome Sale Capital Gains Calculator
Tax on selling your home after the primary residence exclusion.
Open calculatorCrypto Tax Calculator
Capital gains tax on selling, swapping or spending cryptocurrency.
Open calculatorSelf-Employment Tax Calculator
Self-employment tax, the half-SE deduction and the QBI deduction for freelancers.
Open calculatorBonus Tax Calculator
What a bonus is withheld at, and what you actually keep after tax.
Open calculatorHourly to Salary Calculator
Convert an hourly wage to annual, monthly and weekly pay, and back again.
Open calculatorSalary Comparison Calculator
Compare two job offers on take-home pay, not just the headline salary.
Open calculatorLottery Payout Calculator
Lump sum versus annuity on a jackpot, after federal and state tax.
Open calculatorState Tax Calculators (50 + DC)
Income tax rates for all 50 states and DC, with a take-home calculator for each.
Open calculator
Popular guides
- No Tax on Overtime: How Much You Actually Save
- The $6,000 Senior Deduction: Who Qualifies
- Sales Tax by State: State and Local Rates Compared
- Tax Brackets 2026: Complete Guide to Federal Income Tax Rates
- OBBBA 2026 Explained: What the New Tax Law Means for You
- SALT Deduction Cap 2026: The New Limit and Phase-Out
Frequently asked questions
Which tax year do these calculators use?
They use the 2026 tax year: the federal brackets, standard deduction and credits for income earned in 2026, which you report when you file in 2027.
What is the difference between my marginal and effective tax rate?
Your marginal rate is the rate on your last dollar of income, the top bracket you reach. Your effective rate is your total tax divided by your income. Because only the income inside each bracket is taxed at that bracket's rate, your effective rate is always lower than your marginal rate.
Do the calculators include state income tax?
The US Tax Calculator and the Paycheck Calculator both include state income tax for every state and DC. Nine states have no tax on wages, and the state pages explain what each of those states taxes instead.
Can I use these to file my return?
No. They are planning estimates. Use them to check withholding, compare choices and avoid surprises, then file with tax software or a tax professional using your actual forms.