Delaware State Tax Calculator 2026

Estimate your Delaware state income tax and take-home pay for tax year 2026.

Last updated: November 2025 · Source

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Delaware 2026 tax overview

HB13 restructured brackets effective TY2026, new 6.75% and 6.95% top brackets above $125k. Same schedule for all filing statuses.

Total Tax
$17,109
Federal + State + FICA
Take-Home Pay
$57,891
77.2% of gross

Breakdown

Gross Income$75,000
Federal Income Tax$7,670
Delaware State Income Tax$3,702
Social Security + Medicare (FICA)$5,738

Delaware also withholds an employee Paid Leave premium; this page does not model it, so real take-home is slightly lower.

Take-Home$57,891

Delaware income tax brackets, 2026

Rates apply to each slice of taxable income in turn, not to the whole amount. Reaching the 6.95% bracket does not mean paying 6.95% on everything. Figures are for single filers unless the state uses one schedule for all statuses.

Taxable incomeRateTax on this bracket
$0 to $2,0000%$0 max
$2,000 to $5,0002.20%$66 max
$5,000 to $10,0003.90%$195 max
$10,000 to $20,0004.80%$480 max
$20,000 to $25,0005.20%$260 max
$25,000 to $60,0005.50%$1,925 max
$60,000 to $125,0006.60%$4,290 max
$125,000 to $250,0006.75%$8,438 max
Over $250,0006.95%6.95% of everything above $250,000

Brackets apply to income after the Delaware standard deduction of $3,250 single and $6,500 married filing jointly, which is separate from the federal standard deduction.

What this calculator does not include

Wilmington levies a 1.25% earned income tax on residents and on non-residents who work in the city. Delaware also withholds an employee Paid Leave premium; this page does not model it, so real take-home is slightly lower.

Frequently Asked Questions

What are the 2026 Delaware income tax rates?

Delaware uses a 9-bracket progressive schedule for 2026, running from 0% to 6.95%. The top rate starts at $250,000 of taxable income. HB13 restructured brackets effective TY2026, new 6.75% and 6.95% top brackets above $125k. Same schedule for all filing statuses.

At what income does the top Delaware tax rate start?

The 6.95% top rate applies to taxable income above $250,000. Below that, 8 lower brackets apply in sequence, so your average rate is always lower than your top rate.

What is the 2026 Delaware standard deduction?

Delaware allows a state standard deduction of $3,250 for single filers and $6,500 for married filing jointly in 2026. This is separate from the federal standard deduction, which is $16,100 and $32,200 respectively.

Are there local income taxes in Delaware?

Yes. Wilmington levies a 1.25% earned income tax on residents and on non-residents who work in the city.

What payroll deductions does Delaware require besides income tax?

Delaware also withholds an employee Paid Leave premium; this page does not model it, so real take-home is slightly lower. Local income tax applies too; see the question above.

Does Delaware tax Social Security and retirement income?

Delaware does not tax Social Security and allows a pension exclusion of up to $12,500 for filers 60 and over.

What surprises people most about Delaware income tax?

Delaware has no state or local sales tax, which offsets a fairly ordinary income tax for most households.