Michigan State Tax Calculator 2026

Estimate your Michigan state income tax and take-home pay for tax year 2026.

Last updated: November 2025 · Source

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Michigan 2026 tax overview

Flat 4.25%. Detroit and ~22 other cities add local income tax.

Total Tax
$16,595
Federal + State + FICA
Take-Home Pay
$58,405
77.9% of gross

Breakdown

Gross Income$75,000
Federal Income Tax$7,670
Michigan State Income Tax$3,188
Social Security + Medicare (FICA)$5,738
Take-Home$58,405

Michigan income tax brackets, 2026

Michigan charges one rate on all taxable income. Figures are for single filers unless the state uses one schedule for all statuses.

Taxable incomeRateTax on this bracket
Over $04.25%4.25% of everything above $0

Brackets apply to income after the Michigan standard deduction of $0 single and $0 married filing jointly, which is separate from the federal standard deduction.

What this calculator does not include

Twenty-four Michigan cities levy an income tax. Detroit charges 2.4% on residents and 1.2% on non-residents who work there; most other cities charge 1% and 0.5%.

Frequently Asked Questions

What are the 2026 Michigan income tax rates?

Michigan charges a flat 4.25% on taxable income for 2026. Flat 4.25%. Detroit and ~22 other cities add local income tax.

At what income does the top Michigan tax rate start?

Michigan has a single rate, so it applies from the first dollar of taxable income above the standard deduction. There is no higher bracket to reach.

What is the 2026 Michigan standard deduction?

Michigan allows a state standard deduction of $0 for single filers and $0 for married filing jointly in 2026. This is separate from the federal standard deduction, which is $16,100 and $32,200 respectively.

Are there local income taxes in Michigan?

Yes. Twenty-four Michigan cities levy an income tax. Detroit charges 2.4% on residents and 1.2% on non-residents who work there; most other cities charge 1% and 0.5%.

Does Michigan have tax reciprocity with neighbouring states?

Yes. Michigan has reciprocal agreements with Illinois, Indiana, Kentucky, Minnesota, Ohio, Wisconsin. If you live in one of those states and work in Michigan, you file and pay only where you live, and you give your employer the relevant non-residence certificate so Michigan tax is not withheld. Without that form the tax is withheld anyway and you have to file a Michigan return to get it back.

Does Michigan tax Social Security and retirement income?

Michigan does not tax Social Security, and the 2023 retirement tax rollback is phasing pensions back out of taxation, with full exemption reached in 2026.

What surprises people most about Michigan income tax?

Michigan's flat rate drops automatically in years when general fund revenue grows faster than inflation, which produced a temporary cut in 2023.