Ohio State Tax Calculator 2026
Estimate your Ohio state income tax and take-home pay for tax year 2026.
Last updated: November 2025 · Source
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Ohio 2026 tax overview
HB96 collapsed Ohio to flat 2.75% on income over $26,050 (0% below) effective 2026. Many municipalities + school districts add local income tax.
Breakdown
Ohio income tax brackets, 2026
Rates apply to each slice of taxable income in turn, not to the whole amount. Reaching the 2.75% bracket does not mean paying 2.75% on everything. Figures are for single filers unless the state uses one schedule for all statuses.
| Taxable income | Rate | Tax on this bracket |
|---|---|---|
| $0 to $26,050 | 0% | $0 max |
| Over $26,050 | 2.75% | 2.75% of everything above $26,050 |
Brackets apply to income after the Ohio standard deduction of $0 single and $0 married filing jointly, which is separate from the federal standard deduction.
What this calculator does not include
Ohio municipalities levy their own income tax, commonly 1% to 3%, and many school districts add one too. Columbus is 2.5%, Cleveland 2.5%, Cincinnati 1.8%. Municipal tax is often larger than the state tax and is not modelled here.
Frequently Asked Questions
What are the 2026 Ohio income tax rates?
Ohio uses a 2-bracket progressive schedule for 2026, running from 0% to 2.75%. The top rate starts at $26,050 of taxable income. HB96 collapsed Ohio to flat 2.75% on income over $26,050 (0% below) effective 2026. Many municipalities + school districts add local income tax.
At what income does the top Ohio tax rate start?
The 2.75% top rate applies to taxable income above $26,050. Below that, 1 lower brackets apply in sequence, so your average rate is always lower than your top rate.
What is the 2026 Ohio standard deduction?
Ohio allows a state standard deduction of $0 for single filers and $0 for married filing jointly in 2026. This is separate from the federal standard deduction, which is $16,100 and $32,200 respectively.
Are there local income taxes in Ohio?
Yes. Ohio municipalities levy their own income tax, commonly 1% to 3%, and many school districts add one too. Columbus is 2.5%, Cleveland 2.5%, Cincinnati 1.8%. Municipal tax is often larger than the state tax and is not modelled here.
Does Ohio have tax reciprocity with neighbouring states?
Yes. Ohio has reciprocal agreements with Indiana, Kentucky, Michigan, Pennsylvania, West Virginia. If you live in one of those states and work in Ohio, you file and pay only where you live, and you give your employer the relevant non-residence certificate so Ohio tax is not withheld. Without that form the tax is withheld anyway and you have to file a Ohio return to get it back.
Does Ohio tax Social Security and retirement income?
Ohio does not tax Social Security, and offers a retirement income credit plus a senior citizen credit, both modest.
What surprises people most about Ohio income tax?
Ohio collapsed to a two-rate structure in 2026 with a 0% band up to $26,050, so many lower earners owe no state tax at state level while still owing municipal tax from the first dollar.