South Carolina Paycheck Calculator 2026
South Carolina withholding tables were rebuilt for 2026 after the switch to two rates, 1.99% and 5.21%, and the new income-adjusted deduction. Workers earning under about $95,000 single saw the largest drop.
Last updated: October 2026
Pay and filing
Annual gross: $65,000
Used to stop Social Security at the $184,500 wage base and to start the extra 0.9% Medicare above $200,000 on this paycheck.
Form W-4
Step 3: $2,200 per child and $500 per other dependent, a year.
For example education or child care credits you expect to claim.
Interest, dividends or other income with no withholding.
Deductions beyond the standard deduction, including deductible IRA contributions.
Retirement and benefits
$3,900 a year, capped at the $24,500 employee limit for 2026.
Traditional contributions lower federal and most state income tax now, but not Social Security or Medicare.
Through payroll, an HSA avoids income tax and FICA. California and New Jersey still tax it.
2026 limit $3,400.
2026 limit $7,500 per household ($3,750 married filing separately).
Paycheck breakdown (biweekly)
Annual summary
South Carolina paycheck rules for 2026
| State income tax, 2026 | 2 brackets from 1.99% to 5.21%; top rate from $30,000 of taxable income (single) |
|---|---|
| Deductions before tax | standard deduction $15,000 single, $30,000 joint |
| Withholding certificate | Form SC W-4 |
| Bonus (supplemental) withholding | No separate flat rate: a bonus is taxed with your regular pay (aggregate method) |
| Mandatory payroll premiums | None for employees |
| Local income taxes | None |
| Reciprocity agreements | None |
| Sales tax (for context) | 6.00% state, 7.49% average combined with local (rank 19 of 51) |
Worked example: $60,000 in South Carolina
Single filer, paid every two weeks (26 paychecks), standard W-4, no 401(k) or other benefits.
| Gross pay | $2,307.69 |
| Federal income tax | -$193.08 |
| Social Security (6.2%) | -$143.08 |
| Medicare (1.45%) | -$33.46 |
| South Carolina income tax | -$63.94 |
| Take-home pay | $1,874.14 |
South Carolina take-home pay at different salaries
Single filer, paid every two weeks, standard W-4, no benefits, no local tax.
| Salary | Per paycheck | Per year | To South Carolina |
|---|---|---|---|
| $40,000 | $1,300.87 | $33,823 | $498 |
| $60,000 | $1,874.14 | $48,728 | $1,662 |
| $100,000 | $2,882.15 | $74,936 | $4,244 |
| $150,000 | $4,113.15 | $106,942 | $6,849 |
Living and working in South Carolina
South Carolina's state sales tax is 6.00%; with local add-ons the average combined rate is 7.49%, ranked 19 of 51 as of July 2026.
From 2026 South Carolina no longer uses the federal standard deduction. Its own deduction shrinks as income rises and disappears at $95,000 single, so a middle earner can see a bigger rate cut than a high earner.
In retirement: South Carolina does not tax Social Security and allows a $10,000 retirement deduction, rising to a $15,000 age deduction from 65.
South Carolina paycheck questions
How much is take-home pay on $60,000 in South Carolina?
A single filer paid $60,000 a year every two weeks, with no pre-tax benefits, takes home about $1,874.14 a paycheck in South Carolina ($48,728 a year). Each $2,307.69 paycheck loses $193.08 to federal income tax, $176.54 to Social Security and Medicare, $63.94 to South Carolina income tax. That is $1,662 a year less than the same salary in a state with no income tax or payroll premiums.
How much South Carolina income tax comes out of each paycheck?
H.4216 (Act 110, signed March 2026) replaced three brackets with two from 2026: 1.99% on income under $30,000 and 5.21% above. The federal standard deduction was replaced by the SC Income Adjusted Deduction ($15,000 single, $22,500 head of household, $30,000 joint), which shrinks as income rises and is gone at $95,000 single or $190,000 joint. On a $60,000 salary that works out to about $63.94 every two weeks, an effective 2.77% of gross pay.
What else does South Carolina take out of a paycheck?
Apart from income tax, South Carolina requires no other employee payroll deduction, so the remaining lines on your stub are federal income tax, Social Security, Medicare and any benefits you chose.
I live in another state but work in South Carolina. Whose tax comes out?
South Carolina has no reciprocal agreements, so your employer withholds South Carolina tax on wages for work done in South Carolina. Your home state normally gives a credit for tax paid to South Carolina, so you are not taxed twice on the same pay, but you may need to file in both states.
How are bonuses withheld in South Carolina?
Federally, a bonus paid separately is usually withheld at a flat 22% (37% on supplemental pay above $1 million in the year). For South Carolina: No separate flat rate: a bonus is taxed with your regular pay (aggregate method).
Which form sets my South Carolina withholding?
South Carolina uses Form SC W-4 alongside the federal Form W-4. If you do not file one, your employer uses the state's default setting, usually single with no allowances or adjustments. Update it after marriage, a new child or a second job.
More for South Carolina
- South Carolina income tax calculator for the full year
- Paycheck calculator for all states
- Bonus tax calculator