Georgia Paycheck Calculator 2026
Georgia withholding tables were updated in 2026 for the cut to a flat 4.99%, and the Form G-4 allowance count still matters because each dependent allowance is worth $4,000 of income.
Last updated: October 2026
Pay and filing
Annual gross: $65,000
Used to stop Social Security at the $184,500 wage base and to start the extra 0.9% Medicare above $200,000 on this paycheck.
Form W-4
Step 3: $2,200 per child and $500 per other dependent, a year.
For example education or child care credits you expect to claim.
Interest, dividends or other income with no withholding.
Deductions beyond the standard deduction, including deductible IRA contributions.
Retirement and benefits
$3,900 a year, capped at the $24,500 employee limit for 2026.
Traditional contributions lower federal and most state income tax now, but not Social Security or Medicare.
Through payroll, an HSA avoids income tax and FICA. California and New Jersey still tax it.
2026 limit $3,400.
2026 limit $7,500 per household ($3,750 married filing separately).
Paycheck breakdown (biweekly)
Annual summary
Georgia paycheck rules for 2026
| State income tax, 2026 | Flat 4.99% |
|---|---|
| Deductions before tax | standard deduction $15,000 single, $30,000 joint |
| Withholding certificate | Form G-4 |
| Bonus (supplemental) withholding | Georgia withholds supplemental wages at its flat income tax rate. |
| Mandatory payroll premiums | None for employees |
| Local income taxes | None |
| Reciprocity agreements | None |
| Sales tax (for context) | 4.00% state, 7.56% average combined with local (rank 18 of 51) |
Worked example: $60,000 in Georgia
Single filer, paid every two weeks (26 paychecks), standard W-4, no 401(k) or other benefits.
| Gross pay | $2,307.69 |
| Federal income tax | -$193.08 |
| Social Security (6.2%) | -$143.08 |
| Medicare (1.45%) | -$33.46 |
| Georgia income tax | -$86.37 |
| Take-home pay | $1,851.71 |
Georgia take-home pay at different salaries
Single filer, paid every two weeks, standard W-4, no benefits, no local tax.
| Salary | Per paycheck | Per year | To Georgia |
|---|---|---|---|
| $40,000 | $1,272.02 | $33,073 | $1,248 |
| $60,000 | $1,851.71 | $48,145 | $2,246 |
| $100,000 | $2,882.25 | $74,939 | $4,242 |
| $150,000 | $4,117.48 | $107,055 | $6,737 |
Living and working in Georgia
Georgia's state sales tax is 4.00%; with local add-ons the average combined rate is 7.56%, ranked 18 of 51 as of July 2026.
Georgia went flat in 2024 and is cutting the rate annually. HB 463 pulled the 2026 rate down to 4.99% retroactively, and the schedule continues toward 3.99%.
In retirement: Georgia does not tax Social Security and offers one of the largest retirement income exclusions in the country: $35,000 per person aged 62 to 64, rising to $65,000 from 65.
Georgia paycheck questions
How much is take-home pay on $60,000 in Georgia?
A single filer paid $60,000 a year every two weeks, with no pre-tax benefits, takes home about $1,851.71 a paycheck in Georgia ($48,145 a year). Each $2,307.69 paycheck loses $193.08 to federal income tax, $176.54 to Social Security and Medicare, $86.37 to Georgia income tax. That is $2,246 a year less than the same salary in a state with no income tax or payroll premiums.
How much Georgia income tax comes out of each paycheck?
HB 463 (signed May 2026) cut the flat rate from 5.19% to 4.99% for 2026, with further 0.125-point steps toward 3.99%. The standard deduction rose to $15,000 single and $30,000 married filing jointly. On a $60,000 salary that works out to about $86.37 every two weeks, an effective 3.74% of gross pay.
What else does Georgia take out of a paycheck?
Apart from income tax, Georgia requires no other employee payroll deduction, so the remaining lines on your stub are federal income tax, Social Security, Medicare and any benefits you chose.
I live in another state but work in Georgia. Whose tax comes out?
Georgia has no reciprocal agreements, so your employer withholds Georgia tax on wages for work done in Georgia. Your home state normally gives a credit for tax paid to Georgia, so you are not taxed twice on the same pay, but you may need to file in both states.
How are bonuses withheld in Georgia?
Federally, a bonus paid separately is usually withheld at a flat 22% (37% on supplemental pay above $1 million in the year). For Georgia: Georgia withholds supplemental wages at its flat income tax rate.
Which form sets my Georgia withholding?
Georgia uses Form G-4 alongside the federal Form W-4. If you do not file one, your employer uses the state's default setting, usually single with no allowances or adjustments. Update it after marriage, a new child or a second job.
More for Georgia
- Georgia income tax calculator for the full year
- Paycheck calculator for all states
- Bonus tax calculator