Oregon Paycheck Calculator 2026
Oregon paychecks carry two payroll lines besides income tax: Paid Leave Oregon (0.6% from employees, up to the wage base) and the 0.1% statewide transit tax. Portland-area employees may also see Metro and Multnomah County taxes.
Last updated: October 2026
Pay and filing
Annual gross: $65,000
Used to stop Social Security at the $184,500 wage base and to start the extra 0.9% Medicare above $200,000 on this paycheck.
Form W-4
Step 3: $2,200 per child and $500 per other dependent, a year.
For example education or child care credits you expect to claim.
Interest, dividends or other income with no withholding.
Deductions beyond the standard deduction, including deductible IRA contributions.
Retirement and benefits
$3,900 a year, capped at the $24,500 employee limit for 2026.
Traditional contributions lower federal and most state income tax now, but not Social Security or Medicare.
Through payroll, an HSA avoids income tax and FICA. California and New Jersey still tax it.
2026 limit $3,400.
2026 limit $7,500 per household ($3,750 married filing separately).
Paycheck breakdown (biweekly)
Annual summary
Oregon paycheck rules for 2026
| State income tax, 2026 | 4 brackets from 4.75% to 9.9%; top rate from $125,000 of taxable income (single) |
|---|---|
| Deductions before tax | standard deduction $2,910 single, $5,820 joint; personal credit $256 per person |
| Withholding certificate | Form OR-W-4 |
| Bonus (supplemental) withholding | Oregon allows employers to withhold a flat 8% on supplemental wages paid separately. |
| Mandatory payroll premiums | Paid Leave Oregon (employee share): 0.6% up to $184,500; Oregon statewide transit tax: 0.1%, no cap |
| Local income taxes | The Portland metro area layers on several local income taxes: Metro Supportive Housing Services (1% above $125,000 single) and Multnomah County Preschool for All (1.5% to 3%). Combined with the state rate these are among the highest local income taxes in the country. |
| Reciprocity agreements | None |
| Sales tax (for context) | 0.00% state, 0.00% average combined with local (rank 47 of 51) |
Worked example: $60,000 in Oregon
Single filer, paid every two weeks (26 paychecks), standard W-4, no 401(k) or other benefits.
| Gross pay | $2,307.69 |
| Federal income tax | -$193.08 |
| Social Security (6.2%) | -$143.08 |
| Medicare (1.45%) | -$33.46 |
| Oregon income tax | -$170.01 |
| Paid Leave Oregon (employee share) | -$13.85 |
| Oregon statewide transit tax | -$2.31 |
| Take-home pay | $1,751.91 |
Oregon take-home pay at different salaries
Single filer, paid every two weeks, standard W-4, no benefits, no local tax.
| Salary | Per paycheck | Per year | To Oregon |
|---|---|---|---|
| $40,000 | $1,206.52 | $31,370 | $2,950 |
| $60,000 | $1,751.91 | $45,550 | $4,840 |
| $100,000 | $2,713.83 | $70,560 | $8,620 |
| $150,000 | $3,843.68 | $99,936 | $13,855 |
Living and working in Oregon
Oregon has no state sales tax.
Oregon has no sales tax, and its top rate of 9.9% begins at a relatively low income, so middle earners hit it sooner than in most states.
In retirement: Oregon does not tax Social Security. Pensions and IRA withdrawals are fully taxable, with a small credit for retirees.
Oregon paycheck questions
How much is take-home pay on $60,000 in Oregon?
A single filer paid $60,000 a year every two weeks, with no pre-tax benefits, takes home about $1,751.91 a paycheck in Oregon ($45,550 a year). Each $2,307.69 paycheck loses $193.08 to federal income tax, $176.54 to Social Security and Medicare, $170.01 to Oregon income tax and $16.15 to state payroll premiums. That is $4,840 a year less than the same salary in a state with no income tax or payroll premiums.
How much Oregon income tax comes out of each paycheck?
Four brackets from 4.75% to 9.9%. The top rate starts at $125,000 single ($250,000 joint), and Oregon has no sales tax. A $256 personal credit is not available above $100,000 of income ($200,000 joint). On a $60,000 salary that works out to about $170.01 every two weeks, an effective 7.37% of gross pay.
What else does Oregon take out of a paycheck?
Paid Leave Oregon (employee share): Total contribution is 1% of wages; employees pay 60% (0.6%) up to the Social Security wage base. Oregon statewide transit tax: 0.1% of all wages, withheld from every Oregon worker. On $60,000 these total about $420 a year.
Are there local income taxes on Oregon paychecks?
Yes. The Portland metro area layers on several local income taxes: Metro Supportive Housing Services (1% above $125,000 single) and Multnomah County Preschool for All (1.5% to 3%). Combined with the state rate these are among the highest local income taxes in the country. Choose your city or county in the calculator, or enter its rate under “Other”.
I live in another state but work in Oregon. Whose tax comes out?
Oregon has no reciprocal agreements, so your employer withholds Oregon tax on wages for work done in Oregon. Your home state normally gives a credit for tax paid to Oregon, so you are not taxed twice on the same pay, but you may need to file in both states.
How are bonuses withheld in Oregon?
Federally, a bonus paid separately is usually withheld at a flat 22% (37% on supplemental pay above $1 million in the year). For Oregon: Oregon allows employers to withhold a flat 8% on supplemental wages paid separately.
Which form sets my Oregon withholding?
Oregon uses Form OR-W-4 alongside the federal Form W-4. If you do not file one, your employer uses the state's default setting, usually single with no allowances or adjustments. Update it after marriage, a new child or a second job.
More for Oregon
- Oregon income tax calculator for the full year
- Paycheck calculator for all states
- Bonus tax calculator