Idaho Paycheck Calculator 2026
Idaho taxes almost all income at a flat 5.3%, but the first $4,811 of taxable income ($9,622 joint) is at 0%. Idaho also exempts tips and overtime from state tax from 2026 after conforming to the federal changes.
Last updated: October 2026
Pay and filing
Annual gross: $65,000
Used to stop Social Security at the $184,500 wage base and to start the extra 0.9% Medicare above $200,000 on this paycheck.
Form W-4
Step 3: $2,200 per child and $500 per other dependent, a year.
For example education or child care credits you expect to claim.
Interest, dividends or other income with no withholding.
Deductions beyond the standard deduction, including deductible IRA contributions.
Retirement and benefits
$3,900 a year, capped at the $24,500 employee limit for 2026.
Traditional contributions lower federal and most state income tax now, but not Social Security or Medicare.
Through payroll, an HSA avoids income tax and FICA. California and New Jersey still tax it.
2026 limit $3,400.
2026 limit $7,500 per household ($3,750 married filing separately).
Paycheck breakdown (biweekly)
Annual summary
Idaho paycheck rules for 2026
| State income tax, 2026 | Flat 5.3% above the first $4,811 of taxable income |
|---|---|
| Deductions before tax | federal standard deduction ($16,100 single, $32,200 joint) |
| Withholding certificate | Form ID W-4 |
| Bonus (supplemental) withholding | Idaho has an effectively flat 5.3% rate, so a bonus is withheld at about that rate. |
| Mandatory payroll premiums | None for employees |
| Local income taxes | None |
| Reciprocity agreements | None |
| Sales tax (for context) | 6.00% state, 6.03% average combined with local (rank 37 of 51) |
Worked example: $60,000 in Idaho
Single filer, paid every two weeks (26 paychecks), standard W-4, no 401(k) or other benefits.
| Gross pay | $2,307.69 |
| Federal income tax | -$193.08 |
| Social Security (6.2%) | -$143.08 |
| Medicare (1.45%) | -$33.46 |
| Idaho income tax | -$79.68 |
| Take-home pay | $1,858.40 |
Idaho take-home pay at different salaries
Single filer, paid every two weeks, standard W-4, no benefits, no local tax.
| Salary | Per paycheck | Per year | To Idaho |
|---|---|---|---|
| $40,000 | $1,281.09 | $33,308 | $1,012 |
| $60,000 | $1,858.40 | $48,318 | $2,072 |
| $100,000 | $2,884.16 | $74,988 | $4,192 |
| $150,000 | $4,113.43 | $106,949 | $6,842 |
Living and working in Idaho
Idaho's state sales tax is 6.00%; with local add-ons the average combined rate is 6.03%, ranked 37 of 51 as of July 2026.
Idaho moved to a flat rate in 2023 and has cut it in most years since.
In retirement: Idaho does not tax Social Security and offers a limited retirement benefits deduction for filers 65 and over, or 62 and disabled, that applies mainly to government pensions.
Idaho paycheck questions
How much is take-home pay on $60,000 in Idaho?
A single filer paid $60,000 a year every two weeks, with no pre-tax benefits, takes home about $1,858.40 a paycheck in Idaho ($48,318 a year). Each $2,307.69 paycheck loses $193.08 to federal income tax, $176.54 to Social Security and Medicare, $79.68 to Idaho income tax. That is $2,072 a year less than the same salary in a state with no income tax or payroll premiums.
How much Idaho income tax comes out of each paycheck?
Effectively flat: 0% on the first $4,811 of taxable income ($9,622 married) and 5.3% above, under HB 40 (2025). Idaho uses the federal standard deduction. On a $60,000 salary that works out to about $79.68 every two weeks, an effective 3.45% of gross pay.
What else does Idaho take out of a paycheck?
Apart from income tax, Idaho requires no other employee payroll deduction, so the remaining lines on your stub are federal income tax, Social Security, Medicare and any benefits you chose.
I live in another state but work in Idaho. Whose tax comes out?
Idaho has no reciprocal agreements, so your employer withholds Idaho tax on wages for work done in Idaho. Your home state normally gives a credit for tax paid to Idaho, so you are not taxed twice on the same pay, but you may need to file in both states.
How are bonuses withheld in Idaho?
Federally, a bonus paid separately is usually withheld at a flat 22% (37% on supplemental pay above $1 million in the year). For Idaho: Idaho has an effectively flat 5.3% rate, so a bonus is withheld at about that rate.
Which form sets my Idaho withholding?
Idaho uses Form ID W-4 alongside the federal Form W-4. If you do not file one, your employer uses the state's default setting, usually single with no allowances or adjustments. Update it after marriage, a new child or a second job.