Virginia Paycheck Calculator 2026
Virginia withholding reaches the top 5.75% rate at $17,000 of taxable income, so it behaves almost like a flat rate. Residents of Kentucky and DC, and of Maryland, Pennsylvania and West Virginia who commute daily, can be exempt.
Last updated: October 2026
Pay and filing
Annual gross: $65,000
Used to stop Social Security at the $184,500 wage base and to start the extra 0.9% Medicare above $200,000 on this paycheck.
Form W-4
Step 3: $2,200 per child and $500 per other dependent, a year.
For example education or child care credits you expect to claim.
Interest, dividends or other income with no withholding.
Deductions beyond the standard deduction, including deductible IRA contributions.
Retirement and benefits
$3,900 a year, capped at the $24,500 employee limit for 2026.
Traditional contributions lower federal and most state income tax now, but not Social Security or Medicare.
Through payroll, an HSA avoids income tax and FICA. California and New Jersey still tax it.
2026 limit $3,400.
2026 limit $7,500 per household ($3,750 married filing separately).
Paycheck breakdown (biweekly)
Annual summary
Virginia paycheck rules for 2026
| State income tax, 2026 | 4 brackets from 2% to 5.75%; top rate from $17,000 of taxable income (single) |
|---|---|
| Deductions before tax | standard deduction $8,750 single, $17,500 joint; personal exemption $930 per person |
| Withholding certificate | Form VA-4 |
| Bonus (supplemental) withholding | No separate flat rate: a bonus is taxed with your regular pay (aggregate method) |
| Mandatory payroll premiums | None for employees |
| Local income taxes | None |
| Reciprocity agreements | Yes, with Washington DC, Kentucky, Maryland, Pennsylvania and West Virginia |
| Sales tax (for context) | 5.30% state, 5.77% average combined with local (rank 41 of 51) |
Worked example: $60,000 in Virginia
Single filer, paid every two weeks (26 paychecks), standard W-4, no 401(k) or other benefits.
| Gross pay | $2,307.69 |
| Federal income tax | -$193.08 |
| Social Security (6.2%) | -$143.08 |
| Medicare (1.45%) | -$33.46 |
| Virginia income tax | -$101.38 |
| Take-home pay | $1,836.70 |
Virginia take-home pay at different salaries
Single filer, paid every two weeks, standard W-4, no benefits, no local tax.
| Salary | Per paycheck | Per year | To Virginia |
|---|---|---|---|
| $40,000 | $1,262.85 | $32,834 | $1,486 |
| $60,000 | $1,836.70 | $47,754 | $2,636 |
| $100,000 | $2,855.54 | $74,244 | $4,936 |
| $150,000 | $4,076.16 | $105,980 | $7,811 |
Living and working in Virginia
Virginia's state sales tax is 5.30%; with local add-ons the average combined rate is 5.77%, ranked 41 of 51 as of July 2026.
Virginia's top bracket begins at $17,000 of taxable income, a threshold set in 1990 and never indexed, so essentially every full-time worker pays the top rate.
In retirement: Virginia does not tax Social Security and allows an age deduction of up to $12,000 for filers 65 and over, income-tested for those born after 1938.
Virginia paycheck questions
How much is take-home pay on $60,000 in Virginia?
A single filer paid $60,000 a year every two weeks, with no pre-tax benefits, takes home about $1,836.70 a paycheck in Virginia ($47,754 a year). Each $2,307.69 paycheck loses $193.08 to federal income tax, $176.54 to Social Security and Medicare, $101.38 to Virginia income tax. That is $2,636 a year less than the same salary in a state with no income tax or payroll premiums.
How much Virginia income tax comes out of each paycheck?
Four brackets unchanged since 1990; the top 5.75% rate starts at $17,000 of taxable income for every filing status. Standard deduction $8,750 single, $17,500 joint. On a $60,000 salary that works out to about $101.38 every two weeks, an effective 4.39% of gross pay.
What else does Virginia take out of a paycheck?
Apart from income tax, Virginia requires no other employee payroll deduction, so the remaining lines on your stub are federal income tax, Social Security, Medicare and any benefits you chose.
I live in a neighboring state. Will Virginia tax my paycheck?
Not if you live in Washington DC, Kentucky, Maryland, Pennsylvania and West Virginia. Virginia has reciprocal agreements with those states, so you can give your employer the state's nonresidence form and have only your home state's tax withheld. Without the form, Virginia tax is withheld anyway and you must file a Virginia return to get it back.
How are bonuses withheld in Virginia?
Federally, a bonus paid separately is usually withheld at a flat 22% (37% on supplemental pay above $1 million in the year). For Virginia: No separate flat rate: a bonus is taxed with your regular pay (aggregate method).
Which form sets my Virginia withholding?
Virginia uses Form VA-4 alongside the federal Form W-4. If you do not file one, your employer uses the state's default setting, usually single with no allowances or adjustments. Update it after marriage, a new child or a second job.
More for Virginia
- Virginia income tax calculator for the full year
- Paycheck calculator for all states
- Bonus tax calculator