Vermont Paycheck Calculator 2026

Vermont withholding uses Form W-4VT and four brackets up to 8.75%. Since July 2024 employers also pay a 0.44% Child Care Contribution on wages and may withhold up to 0.11% of it from employees.

Last updated: October 2026

Pay and filing

$

Annual gross: $65,000

$

Used to stop Social Security at the $184,500 wage base and to start the extra 0.9% Medicare above $200,000 on this paycheck.

Form W-4

Step 3: $2,200 per child and $500 per other dependent, a year.

$

For example education or child care credits you expect to claim.

$

Interest, dividends or other income with no withholding.

$

Deductions beyond the standard deduction, including deductible IRA contributions.

$

Retirement and benefits

%

$3,900 a year, capped at the $24,500 employee limit for 2026.

Traditional contributions lower federal and most state income tax now, but not Social Security or Medicare.

$

Through payroll, an HSA avoids income tax and FICA. California and New Jersey still tax it.

$

2026 limit $3,400.

$

2026 limit $7,500 per household ($3,750 married filing separately).

Take-home this paycheck
$1,895.81
biweekly net pay
Take-home for the year
$49,290.98
If every paycheck is the same

Paycheck breakdown (biweekly)

Gross pay$2,500.00
401(k) (pre-tax)-$150.00
Federal income tax-$198.15
Social Security (6.2%)-$155.00
Medicare (1.45%)-$36.25
Vermont income tax-$62.04
Vermont Child Care Contribution (employee share)0.11% of all wages, no cap-$2.75
Net take-home pay$1,895.81

Annual summary

Annual gross
$65,000.00
Federal income tax withheld
$5,152.00
Vermont income tax
$1,613.03
Social Security and Medicare
$4,972.50
Social Security $4,030.00, Medicare $942.50
State payroll premiums and local tax
$71.50
Annual take-home
$49,290.98
How this is worked out. Federal withholding uses the IRS Publication 15-T percentage method for a 2020 or later W-4: your taxable pay is annualized, Step 4(a) is added, Step 4(b) and the $16,100 standard deduction are taken off, the 2026 brackets are applied (at full width), Step 3 credits are subtracted and the result is divided by 26 paychecks. State tax is your estimated Vermonttax for the year spread evenly; your employer's state tables can differ by a few dollars a paycheck.

Vermont paycheck rules for 2026

State income tax, 20264 brackets from 3.35% to 8.75%; top rate from $249,700 of taxable income (single)
Deductions before taxstandard deduction $7,650 single, $15,300 joint; personal exemption $5,300 per person
Withholding certificateForm W-4VT
Bonus (supplemental) withholdingNo separate flat rate: a bonus is taxed with your regular pay (aggregate method)
Mandatory payroll premiumsVermont Child Care Contribution (employee share): 0.11%, no cap
Local income taxesNone
Reciprocity agreementsNone
Sales tax (for context)6.00% state, 6.43% average combined with local (rank 32 of 51)

Worked example: $60,000 in Vermont

Single filer, paid every two weeks (26 paychecks), standard W-4, no 401(k) or other benefits.

Gross pay$2,307.69
Federal income tax-$193.08
Social Security (6.2%)-$143.08
Medicare (1.45%)-$33.46
Vermont income tax-$60.62
Vermont Child Care Contribution (employee share)-$2.54
Take-home pay$1,874.92

Vermont take-home pay at different salaries

Single filer, paid every two weeks, standard W-4, no benefits, no local tax.

SalaryPer paycheckPer yearTo Vermont
$40,000$1,283.45$33,370$950
$60,000$1,874.92$48,748$1,642
$100,000$2,881.93$74,930$4,250
$150,000$4,077.41$106,013$7,778

Living and working in Vermont

Vermont's state sales tax is 6.00%; with local add-ons the average combined rate is 6.43%, ranked 32 of 51 as of July 2026.

Vermont taxes capital gains at ordinary rates but allows a partial exclusion for certain long-held assets.

In retirement: Vermont is one of the eight states that still tax Social Security, with a full exemption below $50,000 of AGI single and $65,000 joint, phasing out above that.

Vermont paycheck questions

How much is take-home pay on $60,000 in Vermont?

A single filer paid $60,000 a year every two weeks, with no pre-tax benefits, takes home about $1,874.92 a paycheck in Vermont ($48,748 a year). Each $2,307.69 paycheck loses $193.08 to federal income tax, $176.54 to Social Security and Medicare, $60.62 to Vermont income tax and $2.54 to state payroll premiums. That is $1,642 a year less than the same salary in a state with no income tax or payroll premiums.

How much Vermont income tax comes out of each paycheck?

Four brackets from 3.35% to 8.75%, with its own standard deduction ($7,650 single, $15,300 joint) and a $5,300 personal exemption. On a $60,000 salary that works out to about $60.62 every two weeks, an effective 2.63% of gross pay.

What else does Vermont take out of a paycheck?

Vermont Child Care Contribution (employee share): Employers pay 0.44% of wages and may withhold up to a quarter of it, 0.11%, from employees. On $60,000 these total about $66 a year.

I live in another state but work in Vermont. Whose tax comes out?

Vermont has no reciprocal agreements, so your employer withholds Vermont tax on wages for work done in Vermont. Your home state normally gives a credit for tax paid to Vermont, so you are not taxed twice on the same pay, but you may need to file in both states.

How are bonuses withheld in Vermont?

Federally, a bonus paid separately is usually withheld at a flat 22% (37% on supplemental pay above $1 million in the year). For Vermont: No separate flat rate: a bonus is taxed with your regular pay (aggregate method).

Which form sets my Vermont withholding?

Vermont uses Form W-4VT alongside the federal Form W-4. If you do not file one, your employer uses the state's default setting, usually single with no allowances or adjustments. Update it after marriage, a new child or a second job.