Missouri Paycheck Calculator 2026
Missouri reaches its 4.7% top rate at under $10,000 of taxable income, so withholding is close to a flat rate for most workers. Kansas City and St. Louis employers withhold an extra 1% earnings tax.
Last updated: October 2026
Pay and filing
Annual gross: $65,000
Used to stop Social Security at the $184,500 wage base and to start the extra 0.9% Medicare above $200,000 on this paycheck.
Form W-4
Step 3: $2,200 per child and $500 per other dependent, a year.
For example education or child care credits you expect to claim.
Interest, dividends or other income with no withholding.
Deductions beyond the standard deduction, including deductible IRA contributions.
Retirement and benefits
$3,900 a year, capped at the $24,500 employee limit for 2026.
Traditional contributions lower federal and most state income tax now, but not Social Security or Medicare.
Through payroll, an HSA avoids income tax and FICA. California and New Jersey still tax it.
2026 limit $3,400.
2026 limit $7,500 per household ($3,750 married filing separately).
Paycheck breakdown (biweekly)
Annual summary
Missouri paycheck rules for 2026
| State income tax, 2026 | 8 brackets from 0% to 4.7%; top rate from $9,436 of taxable income (single) |
|---|---|
| Deductions before tax | federal standard deduction ($16,100 single, $32,200 joint) |
| Withholding certificate | Form MO W-4 |
| Bonus (supplemental) withholding | No separate flat rate: a bonus is taxed with your regular pay (aggregate method) |
| Mandatory payroll premiums | None for employees |
| Local income taxes | Kansas City and St. Louis each levy a 1% earnings tax on residents and on non-residents who work in the city. |
| Reciprocity agreements | None |
| Sales tax (for context) | 4.23% state, 8.44% average combined with local (rank 12 of 51) |
Worked example: $60,000 in Missouri
Single filer, paid every two weeks (26 paychecks), standard W-4, no 401(k) or other benefits.
| Gross pay | $2,307.69 |
| Federal income tax | -$193.08 |
| Social Security (6.2%) | -$143.08 |
| Medicare (1.45%) | -$33.46 |
| Missouri income tax | -$72.41 |
| Take-home pay | $1,865.67 |
Missouri take-home pay at different salaries
Single filer, paid every two weeks, standard W-4, no benefits, no local tax.
| Salary | Per paycheck | Per year | To Missouri |
|---|---|---|---|
| $40,000 | $1,283.74 | $33,377 | $943 |
| $60,000 | $1,865.67 | $48,507 | $1,883 |
| $100,000 | $2,900.67 | $75,417 | $3,763 |
| $150,000 | $4,141.47 | $107,678 | $6,113 |
Living and working in Missouri
Missouri's state sales tax is 4.23%; with local add-ons the average combined rate is 8.44%, ranked 12 of 51 as of July 2026.
Missouri's top rate steps down automatically whenever revenue triggers are met, so the rate has fallen in most recent years.
In retirement: Missouri stopped taxing Social Security entirely in 2024. Public pensions and private pensions have separate income-tested exemptions.
Missouri paycheck questions
How much is take-home pay on $60,000 in Missouri?
A single filer paid $60,000 a year every two weeks, with no pre-tax benefits, takes home about $1,865.67 a paycheck in Missouri ($48,507 a year). Each $2,307.69 paycheck loses $193.08 to federal income tax, $176.54 to Social Security and Medicare, $72.41 to Missouri income tax. That is $1,883 a year less than the same salary in a state with no income tax or payroll premiums.
How much Missouri income tax comes out of each paycheck?
Top rate 4.7%, reached at just $9,436 of taxable income, with one schedule for every filing status. Missouri uses the federal standard deduction. Kansas City and St. Louis add a 1% earnings tax. On a $60,000 salary that works out to about $72.41 every two weeks, an effective 3.14% of gross pay.
What else does Missouri take out of a paycheck?
Apart from income tax, Missouri requires no other employee payroll deduction, so the remaining lines on your stub are federal income tax, Social Security, Medicare and any benefits you chose.
Are there local income taxes on Missouri paychecks?
Yes. Kansas City and St. Louis each levy a 1% earnings tax on residents and on non-residents who work in the city. Choose your city or county in the calculator, or enter its rate under “Other”.
I live in another state but work in Missouri. Whose tax comes out?
Missouri has no reciprocal agreements, so your employer withholds Missouri tax on wages for work done in Missouri. Your home state normally gives a credit for tax paid to Missouri, so you are not taxed twice on the same pay, but you may need to file in both states.
How are bonuses withheld in Missouri?
Federally, a bonus paid separately is usually withheld at a flat 22% (37% on supplemental pay above $1 million in the year). For Missouri: No separate flat rate: a bonus is taxed with your regular pay (aggregate method).
Which form sets my Missouri withholding?
Missouri uses Form MO W-4 alongside the federal Form W-4. If you do not file one, your employer uses the state's default setting, usually single with no allowances or adjustments. Update it after marriage, a new child or a second job.
More for Missouri
- Missouri income tax calculator for the full year
- Paycheck calculator for all states
- Bonus tax calculator