Maine Paycheck Calculator 2026
Maine paychecks now include a Paid Family and Medical Leave deduction: the premium is 1% of wages, and employers with 15 or more workers can deduct up to half of it. Benefits became available in May 2026.
Last updated: October 2026
Pay and filing
Annual gross: $65,000
Used to stop Social Security at the $184,500 wage base and to start the extra 0.9% Medicare above $200,000 on this paycheck.
Form W-4
Step 3: $2,200 per child and $500 per other dependent, a year.
For example education or child care credits you expect to claim.
Interest, dividends or other income with no withholding.
Deductions beyond the standard deduction, including deductible IRA contributions.
Retirement and benefits
$3,900 a year, capped at the $24,500 employee limit for 2026.
Traditional contributions lower federal and most state income tax now, but not Social Security or Medicare.
Through payroll, an HSA avoids income tax and FICA. California and New Jersey still tax it.
2026 limit $3,400.
2026 limit $7,500 per household ($3,750 married filing separately).
Paycheck breakdown (biweekly)
Annual summary
Maine paycheck rules for 2026
| State income tax, 2026 | 3 brackets from 5.8% to 7.15%; top rate from $64,850 of taxable income (single), plus 2% Millionaire surcharge |
|---|---|
| Deductions before tax | standard deduction $15,300 single, $30,600 joint; personal exemption $5,300 per person |
| Withholding certificate | Form W-4ME |
| Bonus (supplemental) withholding | No separate flat rate: a bonus is taxed with your regular pay (aggregate method) |
| Mandatory payroll premiums | Maine Paid Family & Medical Leave (employee share): 0.5% up to $184,500 |
| Local income taxes | None |
| Reciprocity agreements | None |
| Sales tax (for context) | 5.50% state, 5.50% average combined with local (rank 43 of 51) |
Worked example: $60,000 in Maine
Single filer, paid every two weeks (26 paychecks), standard W-4, no 401(k) or other benefits.
| Gross pay | $2,307.69 |
| Federal income tax | -$193.08 |
| Social Security (6.2%) | -$143.08 |
| Medicare (1.45%) | -$33.46 |
| Maine income tax | -$92.28 |
| Maine Paid Family & Medical Leave (employee share) | -$11.54 |
| Take-home pay | $1,834.26 |
Maine take-home pay at different salaries
Single filer, paid every two weeks, standard W-4, no benefits, no local tax.
| Salary | Per paycheck | Per year | To Maine |
|---|---|---|---|
| $40,000 | $1,269.03 | $32,995 | $1,325 |
| $60,000 | $1,834.26 | $47,691 | $2,699 |
| $100,000 | $2,827.79 | $73,523 | $5,657 |
| $150,000 | $4,011.87 | $104,309 | $9,482 |
Living and working in Maine
Maine's state sales tax is 5.50%; with local add-ons the average combined rate is 5.50%, ranked 43 of 51 as of July 2026.
Maine indexes its brackets and its standard deduction annually, so the thresholds move every year even when the rates do not.
In retirement: Maine does not tax Social Security and allows a pension income deduction of up to $30,000 per person, reduced by any Social Security received.
Maine paycheck questions
How much is take-home pay on $60,000 in Maine?
A single filer paid $60,000 a year every two weeks, with no pre-tax benefits, takes home about $1,834.26 a paycheck in Maine ($47,691 a year). Each $2,307.69 paycheck loses $193.08 to federal income tax, $176.54 to Social Security and Medicare, $92.28 to Maine income tax and $11.54 to state payroll premiums. That is $2,699 a year less than the same salary in a state with no income tax or payroll premiums.
How much Maine income tax comes out of each paycheck?
Three brackets (5.8%, 6.75%, 7.15%), indexed yearly. LD 2212 (April 2026) added a 2% surcharge on income over $1 million ($1.5 million joint), so the top rate is 9.15%. The standard deduction phases down above about $100,000 of income, which this estimate does not model. On a $60,000 salary that works out to about $92.28 every two weeks, an effective 4.00% of gross pay.
What else does Maine take out of a paycheck?
Maine Paid Family & Medical Leave (employee share): The premium is 1% of wages; employers with 15 or more workers may deduct up to half, 0.5%, from pay, up to the Social Security wage base. On $60,000 these total about $300 a year.
I live in another state but work in Maine. Whose tax comes out?
Maine has no reciprocal agreements, so your employer withholds Maine tax on wages for work done in Maine. Your home state normally gives a credit for tax paid to Maine, so you are not taxed twice on the same pay, but you may need to file in both states.
How are bonuses withheld in Maine?
Federally, a bonus paid separately is usually withheld at a flat 22% (37% on supplemental pay above $1 million in the year). For Maine: No separate flat rate: a bonus is taxed with your regular pay (aggregate method).
Which form sets my Maine withholding?
Maine uses Form W-4ME alongside the federal Form W-4. If you do not file one, your employer uses the state's default setting, usually single with no allowances or adjustments. Update it after marriage, a new child or a second job.