Minnesota State Tax Calculator 2026
Estimate your Minnesota state income tax and take-home pay for tax year 2026.
Last updated: November 2025 · Source
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Minnesota 2026 tax overview
Brackets boosted ~2.37% for 2026. MN also has a Net Investment Income surtax on high earners.
Breakdown
Minnesota also withholds an employee Paid Leave premium; this page does not model it, so real take-home is slightly lower.
Minnesota income tax brackets, 2026
Rates apply to each slice of taxable income in turn, not to the whole amount. Reaching the 9.85% bracket does not mean paying 9.85% on everything. Figures are for single filers unless the state uses one schedule for all statuses.
| Taxable income | Rate | Tax on this bracket |
|---|---|---|
| $0 to $33,760 | 5.35% | $1,806 max |
| $33,760 to $110,980 | 6.80% | $5,251 max |
| $110,980 to $206,050 | 7.85% | $7,463 max |
| Over $206,050 | 9.85% | 9.85% of everything above $206,050 |
Brackets apply to income after the Minnesota standard deduction of $15,300 single and $30,600 married filing jointly, which is separate from the federal standard deduction.
What this calculator does not include
Minnesota also withholds an employee Paid Leave premium; this page does not model it, so real take-home is slightly lower.
Frequently Asked Questions
What are the 2026 Minnesota income tax rates?
Minnesota uses a 4-bracket progressive schedule for 2026, running from 5.35% to 9.85%. The top rate starts at $206,050 of taxable income. Brackets boosted ~2.37% for 2026. MN also has a Net Investment Income surtax on high earners.
At what income does the top Minnesota tax rate start?
The 9.85% top rate applies to taxable income above $206,050. Below that, 3 lower brackets apply in sequence, so your average rate is always lower than your top rate.
What is the 2026 Minnesota standard deduction?
Minnesota allows a state standard deduction of $15,300 for single filers and $30,600 for married filing jointly in 2026. This is separate from the federal standard deduction, which is $16,100 and $32,200 respectively.
What payroll deductions does Minnesota require besides income tax?
Minnesota also withholds an employee Paid Leave premium; this page does not model it, so real take-home is slightly lower.
Does Minnesota have tax reciprocity with neighbouring states?
Yes. Minnesota has reciprocal agreements with Michigan, North Dakota. If you live in one of those states and work in Minnesota, you file and pay only where you live, and you give your employer the relevant non-residence certificate so Minnesota tax is not withheld. Without that form the tax is withheld anyway and you have to file a Minnesota return to get it back.
Does Minnesota tax Social Security and retirement income?
Minnesota is one of the eight states that still tax Social Security, though a subtraction removes it entirely below about $82,000 of AGI for joint filers. Pensions and IRA withdrawals are fully taxable.
What surprises people most about Minnesota income tax?
Minnesota adds a 1% net investment income tax on investment income above $1 million, on top of the regular brackets.