Rhode Island State Tax Calculator 2026
Estimate your Rhode Island state income tax and take-home pay for tax year 2026.
Last updated: November 2025 · Source
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Rhode Island 2026 tax overview
3 brackets, same schedule for all filing statuses. Std deduction phases out at high income.
Breakdown
Rhode Island also withholds an employee Temporary Disability Insurance premium; this page does not model it, so real take-home is slightly lower.
Rhode Island income tax brackets, 2026
Rates apply to each slice of taxable income in turn, not to the whole amount. Reaching the 5.99% bracket does not mean paying 5.99% on everything. Figures are for single filers unless the state uses one schedule for all statuses.
| Taxable income | Rate | Tax on this bracket |
|---|---|---|
| $0 to $82,050 | 3.75% | $3,077 max |
| $82,050 to $186,450 | 4.75% | $4,959 max |
| Over $186,450 | 5.99% | 5.99% of everything above $186,450 |
Brackets apply to income after the Rhode Island standard deduction of $11,050 single and $22,100 married filing jointly, which is separate from the federal standard deduction.
What this calculator does not include
Rhode Island also withholds an employee Temporary Disability Insurance premium; this page does not model it, so real take-home is slightly lower.
Frequently Asked Questions
What are the 2026 Rhode Island income tax rates?
Rhode Island uses a 3-bracket progressive schedule for 2026, running from 3.75% to 5.99%. The top rate starts at $186,450 of taxable income. 3 brackets, same schedule for all filing statuses. Std deduction phases out at high income.
At what income does the top Rhode Island tax rate start?
The 5.99% top rate applies to taxable income above $186,450. Below that, 2 lower brackets apply in sequence, so your average rate is always lower than your top rate.
What is the 2026 Rhode Island standard deduction?
Rhode Island allows a state standard deduction of $11,050 for single filers and $22,100 for married filing jointly in 2026. This is separate from the federal standard deduction, which is $16,100 and $32,200 respectively.
What payroll deductions does Rhode Island require besides income tax?
Rhode Island also withholds an employee Temporary Disability Insurance premium; this page does not model it, so real take-home is slightly lower.
Does Rhode Island tax Social Security and retirement income?
Rhode Island is one of the eight states that still tax Social Security, with an exemption available at full retirement age below an income threshold. Up to $20,000 of pension income is also exempt on the same test.
What surprises people most about Rhode Island income tax?
Rhode Island indexes its brackets annually and has only three of them, so the top rate arrives at a moderate income.