Hawaii State Tax Calculator 2026
Estimate your Hawaii state income tax and take-home pay for tax year 2026.
Last updated: November 2025 · Source
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Hawaii 2026 tax overview
12 brackets (most in nation); Act 46 (2024) phases in wider brackets and higher std deductions through 2031. 11% top rate above $325k single.
Breakdown
Hawaii also withholds an employee Temporary Disability Insurance premium; this page does not model it, so real take-home is slightly lower.
Hawaii income tax brackets, 2026
Rates apply to each slice of taxable income in turn, not to the whole amount. Reaching the 11% bracket does not mean paying 11% on everything. Figures are for single filers unless the state uses one schedule for all statuses.
| Taxable income | Rate | Tax on this bracket |
|---|---|---|
| $0 to $9,600 | 1.40% | $134 max |
| $9,600 to $14,400 | 3.20% | $154 max |
| $14,400 to $19,200 | 5.50% | $264 max |
| $19,200 to $24,000 | 6.40% | $307 max |
| $24,000 to $36,000 | 6.80% | $816 max |
| $36,000 to $48,000 | 7.20% | $864 max |
| $48,000 to $125,000 | 7.60% | $5,852 max |
| $125,000 to $175,000 | 7.90% | $3,950 max |
| $175,000 to $225,000 | 8.25% | $4,125 max |
| $225,000 to $275,000 | 9% | $4,500 max |
| $275,000 to $325,000 | 10% | $5,000 max |
| Over $325,000 | 11% | 11% of everything above $325,000 |
Brackets apply to income after the Hawaii standard deduction of $6,450 single and $12,900 married filing jointly, which is separate from the federal standard deduction.
What this calculator does not include
Hawaii also withholds an employee Temporary Disability Insurance premium; this page does not model it, so real take-home is slightly lower.
Frequently Asked Questions
What are the 2026 Hawaii income tax rates?
Hawaii uses a 12-bracket progressive schedule for 2026, running from 1.40% to 11%. The top rate starts at $325,000 of taxable income. 12 brackets (most in nation); Act 46 (2024) phases in wider brackets and higher std deductions through 2031. 11% top rate above $325k single.
At what income does the top Hawaii tax rate start?
The 11% top rate applies to taxable income above $325,000. Below that, 11 lower brackets apply in sequence, so your average rate is always lower than your top rate.
What is the 2026 Hawaii standard deduction?
Hawaii allows a state standard deduction of $6,450 for single filers and $12,900 for married filing jointly in 2026. This is separate from the federal standard deduction, which is $16,100 and $32,200 respectively.
What payroll deductions does Hawaii require besides income tax?
Hawaii also withholds an employee Temporary Disability Insurance premium; this page does not model it, so real take-home is slightly lower.
Does Hawaii tax Social Security and retirement income?
Hawaii does not tax Social Security, and employer-funded pension income is fully exempt. Income from your own 401(k) or IRA contributions is taxable.
What surprises people most about Hawaii income tax?
Hawaii has twelve brackets, more than any other state, and a top rate of 11%, second only to California.